Terms of Service

Last Updated: June 11, 2026

1. Agreement to Terms

By accessing our website and using the services provided by Credit with Rami, you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, please refrain from using our website or services.

2. Scope of Services

Credit with Rami offers business operational consulting, capital readiness advice, financial audit preparations, and business consulting. All materials, consultation calls, and guidance provided are for informational, educational, and advisory purposes only.

3. User Responsibilities

When using our website or applying for consulting services, you agree to:

  • Provide accurate, current, and complete business information during application.
  • Use the materials and consulting advice solely for lawful business operations.
  • Not duplicate, reproduce, or resell any proprietary consulting structures, documents, or content without explicit permission.

4. No Financial, Legal, or Banking License Guarantee

Rami Noureddine acts as a former US Business Banker and independent financial consultant. Credit with Rami does not act as a licensed banker, registered investment advisor, lender, broker, or attorney. Any advice provided on capital options, banking setups, or compliance does not constitute a guaranteed banking offer or a formal underwriting decision. Underwriting and funding decisions are made exclusively by third-party financial institutions and banking partners.

5. Limitation of Liability

Under no circumstances shall Credit with Rami be liable for any direct, indirect, special, incidental, or consequential damages resulting from your use of the website or actions taken based on our consulting advice, including but not limited to financial losses, loss of business opportunities, or banking application rejections.

6. Intellectual Property

The website structure, logo, custom code, copy, videos, and branding are the exclusive property of Credit with Rami. You are granted a limited license to access these elements for personal or internal business evaluation purposes.

7. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of law principles. Any dispute arising under these terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Florida.